Travel insurance plans for Canadian and international students
Are you a Canadian heading to college or university outside your home province or outside Canada? Or an international student in school in Canada? Either way, get coverage for the emergency and non-emergency medical care you need while you're working towards making your grades.
Overview
Canadians studying in another province or territory
- Up to $2 million in emergency and non-emergency medical benefits
- For Canadian residents, covered by a Canadian provincial or territorial health insurance plan, going to school in Canada
Canadians studying abroad
- Up to $2 million in emergency and non-emergency medical benefits
- For Canadian residents, covered by a Canadian provincial or territorial health insurance plan, going to school outside Canada
International students studying in Canada
- Up to $2 million in emergency and non-emergency medical benefits
- For students from anywhere in the world, not covered by a Canadian provincial or territorial health insurance plan, going to school in Canada
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Top 5 questions about travel insurance
When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.
We can top up travel insurance offered by another insurer, adding extra days to your current coverage. You are responsible for ensuring that your current coverage is in force and allows top-ups. Your top-up coverage is subject to CoverMe® Travel Insurance's terms and conditions.
For single-trip plans, you can add extra days of coverage while you're travelling provided that there has been:
- No event that has resulted or may result in a claim against the policy, and
- No change in your health status
You must call 1-877-268-3763 before your coverage expires and pay the appropriate premium.
For multi-trip plans, it's best to add extra days of coverage before you leave home. Simply get a top-up up to the maximum allowed by your government health insurance plan. If you need to add extra days of coverage while you're travelling, call 1-877-268-3763 and we will do our best to help you.
A dependent grandchild meets our definition of "child." To be covered, your grandchild must be named on your confirmation and be travelling with you. Keep in mind that all travellers covered under a family travel insurance plan must be under age 60.
All our travel insurance plans for travelling Canadians start with a $0 deductible. You can save money with a higher deductible on our Single-Trip Emergency Medical Plan and Multi-Trip Emergency Medical Plan (these deductibles apply only to emergency medical coverage. COVID-19 Pandemic Travel plan not included):
- $500 deductible – save 10%
- $1,000 deductible – save 15%
- $5,000 deductible – save 30%
- $10,000 deductible – save 35%
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